After a jewelry loss, there’s nothing more comforting than knowing we can help you replace what was stolen or damaged. We know it’s not the same as having great grandma’s actual wedding ring, but we can make one that looks exactly like it. (Just make sure you take close-up pictures of anything that you’ll want to get replaced — before it gets stolen. We’re good, but we’re not psychic.)

If you decide to rely on your homeowner’s insurance to protect your fine jewelry, make sure you check with your agent to find out exactly what they will cover. Homeowner’s insurance often have many more loop-holes and much higher deductibles than a Jewelers Mutual Personal Jewelry Policy (No loop-holes and no deductible.)

Getting your jewelry appraised at least every five years is a great habit to get into. If you buy jewelry every year, you may want to do it annually. Key it off your Anniversary or some other (even more) memorable date like Christmas, and you’ll find it’s not that much trouble to get it done.

If you have a prong that is worn down, don’t just “live with it” until it gets worse. It’s better (and much cheaper) to fix it than lose a diamond. It kills us when people lose precious stones — we love them passionately, and hate to think of them down your drain with the hairballs.

Replacing the battery of a water resistant watch is the most hazardous repair you can do to a watch. It is imperative that the seals be checked, replaced if needed, and re-lubricated EVERY TIME the watch back is opened. Lucky for you, this happens standard with every watch battery replacement at Goldsmith Co.

Undue repairs on jewelry over time costs a lot of money! Look for jewelry that has not had the gold hollowed out underneath and comes with lifetime quality warranties at no extra charge. If you spend a little more upfront to get something of quality, you spend a lot less over time repairing the jewelry.

Goldsmith Co. suggests buying in the F-H color range which is white enough to show no color when mounted in any color of metal. While J-L is the average diamond color grade sold in the U.S., we feel that these ranges often show unattractive body color when mounted. (We don’t want her to have to dress in yellow all her life to keep from clashing with her ring.)

At Goldsmith Co., we advise buying in the SI1-2 clarity range because, when properly graded, it shows up completely clean to the naked eye, but no better. This saves money that can be used to buy bigger stones of higher quality cut. In this case, good enough really is good enough. (Unless her Dad is a master gemologist.)

When purchasing a diamond, use carat weight as a sliding scale to meet your budget. Clarity, Color, and Cut should always remain in our suggested ranges and Carat should slide up and down to meet your budget.

Cut is the most important of the four C’s. The cut of the stone directly relates to the sparkle and beauty of the stone. Goldsmith Co. highly recommends purchasing in the GIA Excellent to Very Good range on cut. This level of perfection in cut renders the most brilliance in your diamond. When she looks down at her finger, the sparkle (cut quality) will be the thing that will continue to dazzle her year after year. (Just like you.)